Meet Management

Rick Cavileer brings 25 years of finance experience to the table, including 15 years as a financial advisor on Wall Street and over a decade in commercial lending. Over his career he has funded more than $100 million for businesses through a full range of funding products — lines of credit, equipment leasing, factoring, SBA assistance, and merchant cash advances. He has also built direct relationships with banks that open doors to more creative funding opportunities.

Running small businesses of his own is what inspired his lending career. He saw firsthand how hard it can be for owners to find financing for expansion, inventory, and emergencies, and he wanted to be the person who helps solve that problem.

Today Rick owns and operates Spring Advance, a direct lending firm. Because deals are funded in house, clients get better terms and rates with no middleman fees. The goal is simple: give business owners fast, fair access to capital, backed by decades of experience.

Outside the office, Rick is committed to a healthy, active lifestyle — you will often find him hiking, biking, or out for a run. He also gives back to his community by volunteering and helping raise money for local charities.

Vincent Mazza brings more than 25 years of experience in investment banking and commercial finance. He began his career at Merrill Lynch and Goldman Sachs before owning and operating his own office with Raymond James Financial. During the final 13 years of his Wall Street career, he specialized in private equity, leading capital-raising initiatives for several of the world's largest pharmaceutical companies.

Vincent later partnered with two seasoned finance professionals to build a commercial finance platform that helps businesses access the capital they need to grow. Drawing on more than two decades of banking relationships, the firm has forged strategic partnerships with major lenders — including JPMorgan Chase, TBank, Midwest Regional Bank, First Pacific Bank, and Colony Bank — alongside its own private investor syndicate. This dual-capital approach lets Vincent and his team offer business owners a full range of financing solutions, from working capital and equipment financing to SBA loans, commercial real estate financing, and acquisition capital.

Today, Vincent combines Wall Street expertise with real-world financing experience to help entrepreneurs nationwide secure capital and strategic guidance built on integrity and long-standing industry relationships.

Andre Wright knows that the right funding can open the door to a business's next big move. A finance graduate of Northeastern Illinois University who has run multiple companies of his own, he understands firsthand what business owners need to grow — and how much it matters to get capital at the right time.

In 2025, Andre has helped clients secure seven figures in funding. At Spring Advance he puts that experience to work for every client: taking the time to understand their goals, exploring the funding options that actually fit, and providing clear guidance throughout the process. His commitment is to deliver exceptional service, earn lasting trust, and help business owners pursue what is next with confidence.